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Are debt problems killing you? There is a way out of your current financial situation. It’s up to you to take control of your debt and start the path to financial stability. The fastest way to do this is by debt consolidation. Lenen was able to inform me about foreign solutions.

Will debt consolidation have a negative impact on your credit score? The answer is yes, but only in the short run. But if you do it anyway, you will thank yourself later. If you can’t handle the bills and the debt you need to get back on solid financial ground. Debt consolidation will give you the basis you need to do that.

If you’re experiencing debt problems, there’s a solid chance your credit is in need of some repair anyway. A home equity loan is the quickest and cheapest way of doing debt consolidation. If your home has enough equity in it to cover your current debt, speak with a lender about the possibilities.

A credit card loan has high interests and will therefore cost you a lot of money every month. If you can get a home equity loan, you will see a big difference in your monthly payments because if the lower interest.. If you don’t own your own home, speak with a debt consolidation expert. A debt consolidation expert can help you set up a good debt consolidation plan.

If done right, debt consolidation offers big benefits. You get back lower monthly payments and an enhanced feeling of financial stability. If you want to get debt consolidation done, find out if there’s a way for you to take out one big loan to pay back your current total debt. Take these steps and begin your journey to financial stability now.

Weekly the Commodity Futures Trading Commission distributes a report called, “Commitment of Traders.”  This report totals the positions by all major commodity market players and breaks them down into a few important categories.  The Commercial Trader category is the category that is most predictive of the future moves in the commodity markets.  This group is made up of people who are hedging their need for the physical commodity to meet future production as well as the producers of physical commodities who are trying to get their future production sold at the best possible prices.  These are the professionals whose livelihood depends on their ability to ascertain value in their particular markets. Following their behavior in the commodity markets is very similar to following the reportable insider trading in the stock market, in which employee transactions of large amounts of stock must be reported to the Securities Exchange Commission.

Following the commercial trader category provides keen insight into the futures markets. Some examples are seasonals, divergences and macro economic expectations. Comparing year over year action against established seasonal trends can allow traders to catch a glimpse into the expected weakness or strength of the current cyclicality in a market. Crude oil typically experiences its greatest strength from early July through the end of August. This year, the commercial buying came in just as expected and the market made its most recent low on July 6th and has rallied from $71.50 to almost $83 dollars per barrel. Divergences appear when a market makes a new multi month high or low that is not validated by the commercial traders’ actions. For example, today’s news that China’s property market is cooling off has already been reflected in the market by commercial traders who have sold this rally relentlessly and capped the rally for six straight trading sessions under $3.40 per pound.

Both of these examples tie into the macro economic expectations of commercial traders. The seasonal rally in crude oil has been cut short by heavy commercial selling over the last two weeks due to expected softness in global crude oil demand. Recent energy reports show that gasoline levels here in the U.S. are at a six-week high and our refineries are trending toward decreased capacity utilization. Furthermore, China, the world’s largest crude oil consumer, has decreased their imports 15% since June.

The capping of prices in the copper market by commercial traders is further evidence of an expected economic slowdown. Commercial traders who follow the markets that provide their livelihood are among the first to know and analyze important information. They were aware that China’s iron ore and copper shipments are down for the first time in four months and that their crude oil consumption is 15% lower for July. Finally, we can extend this same analysis to commercial positions in other actively traded markets as well. The disappointing projections are for a weaker stock market, low bond yields and higher agricultural prices. The build up of short positions in the stock market over the last three weeks has been considerable. Clearly, professional traders’ expectations of the stock market are negative. This can be partially verified by the buildup of short maturity debt. Interest rate futures across the strip expect to see continued buying even in the face of added government stimulus and a weakening U.S. Dollar. In fact, one of the most fundamental traders of all time – Warren Buffet, has shown that they are increasingly buying short- term treasuries. This omen portends the possibility of profiting on a flight to quality as people pull money out of a falling stock market and place it in U.S. Treasuries for protection and liquidity.

Finally, professional traders in the grain markets have been making their stand in two ways. First, buyers of grains are supporting higher and higher floor prices. This means the folks at Frito Lay, Nabisco and Quaker Oats are all expecting the growing overseas middle class to put a squeeze on the United States’ ability to remain the, “bread basket to the world.” Sellers of grains, on the other hand, are more willing to let the markets spike higher and higher before capping their profit potential. This was witnessed over the last month as overseas growing issues forced U.S. grain prices up 28% in corn, over 50% in oats and the price of wheat nearly doubled.

Trading alongside of the commercial traders has been quoted as, “Following the elephants.” This provides three benefits. Their actions are reported weekly, making their path easy to find. They cut a wide enough swath through the market to allow us to slip in and out at our convenience. Finally, they offer a tremendous amount of protection. Trading the markets is hard enough on your own. Why not allow the elephants to guide you?

Andy Waldock publishes this blog.  Andy Waldock is a financial advisor, asset manager, trader, analyst and brokerfor Commodity & Derivative Advisors, located in Sandusky, Ohio.  As a result, Andy Waldock may have positions for himself, his clients, or his relatives in any commodity future market discussed. The blog is meant for educational purposes and to develop a discussion among those with an interest in the commodity future markets. The commodity markets may not be suitable for all investors due to the high degree of leverage.  Investing in the commodity futures could result in considerable risk.  If you are interested in reading other published articles, commenting  on his writings or subscribing to Andy’s blog, please visit http://blog.commodityandderivativeadv.com, or if you have any questions, please call 1-866-990-0777.

The daily commentaries provide a analysis of each commodity’s traded price activity, an analysis of the factors that influenced price activity, a rundown of any reports released that day, and a look ahead at the schedule for the next day.  Market commentaries for wheat, soybeans, corn, silver and gold are provided by CME Group.   The information in the Market Commentaries was obtained from sources believed to be reliable, but we do not guarantee its accuracy. Neither the information nor any opinion expressed therein constitutes a solicitation of the purchase or sale of any futures or options contracts.